About
What we do
Put simply, what we do is support you with all of your financial decision making throughout your life and the following three-step process is used to help achieve this:
1. Plan
This involves working closely with you to gather the information we need to clearly understand:
- where you are now
- where you want to be, and by when
- what steps are needed to get you there
The plan becomes your financial roadmap, showing how each recommended action works together to help you achieve your desired lifestyle - for most people, their own version of the good life.
2. Implement
At the heart of the ‘Implement’ stage is our range of specially negotiated specialist services, developed and refined over many years. These include our investment management, retirement planning and estate planning services.
We will guide you through the entire implementation process, ensuring everything is clearly explained and tailored to your needs.
3. Review
Taxation, inflation and investment conditions will change, as will your personal circumstances. Even the natural ageing process can give rise to new considerations that need to be addressed in a timely manner.
Our comprehensive service ensures we work closely with you and, where appropriate, your family, to keep your planning current, relevant and aligned with your needs. We also help ensure the smooth, cost-effective, and tax-efficient transfer of any unused assets to your loved ones when the time comes.
About
Meet the team
Neil Rafter
BSc (Hons) DipPFS
Managing Director and Financial Planner
James Pulham
BSc (Hons) FPFS
Director and Chartered Financial Planner
Joe Swanwick
BSc (Hons) FPFS
Chartered Financial Planner