RAFTERS ASSOCIATES FINANCIAL MANAGEMENT LTD
Neil Rafter BSc (Hon) DipPFS Cert SMP EFA
Managing Director and Financial Planner
As a child I dreamed of many different things that I would like to be when I grew up, from an Army officer to a clinical psychologist. However, all these dreams had one common theme, my desire to help people.
It is this desire that drives me forward and through my work at Rafter Associates Financial Management Ltd (RAFM) I get to fulfil this desire on a daily basis. Whether it be by arranging financial products for clients to fulfil their needs and objectives or simply by sitting down with clients and helping them understand the position they are in and how they can get to the position they want to be in with our help and guidance.
I have worked at RAFM Ltd since I finished my Psychology BSc (Hon) degree at Liverpool University in 2002. However, some of our older clients may remember me from before this time in the 80’s and 90’s as the blond hair little boy who was constantly playing on the stairs outside of Denis Office!
I can deal with all aspects of Financial Planning and I have the Diploma in Financial Planning and am currently working towards the advance Diploma in Financial Planning with a view to becoming chartered.
Outside of the office my free time is taken up by my beautiful fiancé and our 3 very lively children.
James Pulham BSc (Hon) FPFS EFP
Director and Chartered Financial Planner
James enjoys helping clients to optimise their Estate Planning needs. He relishes helping clients, from the initial planning all the way to the implementation stage. He has a real enthusiasm to aid clients with their arrangements and enjoys making the seemingly complex as simple and hassle free as possible.
Joe Swanwick BSc (Hon) FPFS EFP
Chartered Financial Planner
Joe has a real passion for helping people plan for their future and really enjoys showing clients how their assets can be structured to help families pass wealth down to the future generations in a tax efficient and protected way.